Trevor Riggs

Trevor Riggs

Deals on Wheels

How to buy a used car with bad credit

by Trevor Riggs 03/25/2021

Can I Get a Used Car with Bad Credit?


When you’re trying to secure a car loan with bad credit, working up the courage to apply just might be the most difficult step–especially if you’ve been turned down before. However, those who take the time to prepare will have much better odds when they’re finalizing the application process. Here are a few steps that smart drivers will take before they buy:

  1. Determine how much you can afford to pay per month based on your budget.

  2. To improve your likelihood of getting approved, make the biggest down payment that you can! If you’re trading in a financed car, pay off the old loan to improve your approval chances.

  3. If you’re getting ready to apply, you should know your credit score and take steps to clean up your report.

  4. A driver who knows exactly what they need in a vehicle is more likely to be approved than one who doesn’t. Be honest about your needs and budgetary limitations.

  5. Always ask questions! Curiosity shows that you’ve done your research and that you’re committed to the purchase.

For 22 Deals on Wheels has provided easy financing and quality used cars to customers having trouble getting approved. If you are "Stable" in your living situation and "Able" to pay for a car using the paycheck from your job, you meet most of our requirements.

In short, if you're honest and accurate with the information you provide. You have the ability to make the payment, we can have you approved and drive away within 3 to 4 hours.